Insurance has become true part of our lives. Nothing is safe and stabile these days, so insurance has become a magic cure for all ‘’let us hope will never happen’’ bad happenings. In these days anything can be under insurance. Not just life and house can be under insurance, but also body parts, events, cars, pets, animals. There is nothing a man would not do for the loving one and we all know how attached man can be to the pets and animals. So when the loving animal is sick or maybe under some disability the insurance policy money can bring a lot of good for the injured or the sick animal. Even sometimes the insurance policies are very expensive, it all comes more than clear and obvious when the insurance case happened.
And here we are – animal insurance. It is maybe strange at the first look, but considering how much money we pay for the animals, it is not strange at all, especially if we speak about enormously expensive stallions. The most common insurance at stallions are horse’s life and ability to breed.
The three basic types of insurance company offered to a stallions, can be define in three ways:
Congenital infertility – the simple life insurance policy cover sickness, disease and accidents. This policy is wider. It grasps these three conditions but also and any other bad circumstance caused by these three conditions. It covers anything that can lead to infertility of a stallion or it’s unfitting for breeding.
Breeding ability – complementary to mare fertility insurance covers ability to breed. The police guarantee that the horse will be alive and ready for the mare during the contracted season and it also guarantee that the mare will conceive a foal, carry the foal to the full term and will be able for the nursing according to standards.
Two thirds guarantee season insurance – it is a rare way of insurance, but the cheaper one. It covers only the bringing of a live foal.Considering all three types, it is obvious that the first one is the best way to secure your stallion, but also and the most expensive way.
Beside stallion insurance, there is also another option – it is thoroughbred insurance. Thoroughbred horses are primal raise to become racers under gallop. Their price is enormously high. Thoroughbred horses insurance has similar variants as the stallion insurance.
Both of these insurance are extremely expensive, but so are the horses. Users normal pick best policy for their condition, firstly considering horse strength, health, age etc. the cost of insurance may vary from one horse to another. Insurance is mainly devoted to the thing that everyone hopes will never happened. In the case of insurance, communication between underwriter of insurance, veterinarians and the manager of stallion is necessary. Considering value of the horses, the number of insurance horses is daily rising.